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What is financial planning?
Financial planning is about helping to structure and manage your finances to achieve your objectives. This includes the efficient use of existing resources, ensuring tax efficiency, delivering the level of access and control you require and perhaps also considering how your accumulated wealth can be passed on to the next generation.
Ideally, planning should be undertaken in the context of your total finances i.e. Holistically and this is the requirement for a great many of our clients. Understandably some clients wish us to advise them in more limited areas.
Regardless of the scope of our advice, our financial planning is all about you, your aspirations and your circumstances. In other words, it's highly personal and so is our service.
The Financial Planning Process involves developing strategies to help you manage your financial affairs so you can build & preserve wealth, achieve financial security and most importantly enjoy your life.
As part of our comprehensive service we will typically look at the following:
- Ensuring you have sufficient liquidity both now and in the future (cash management)
- Retirement Option Strategies
- Evaluate and measure the risks affecting your planning, consequences of disability, premature death or even longevity
- Tax optimisation and reducing your tax liabilities
- Estate Planning and minimising the impact of inheritance tax and ensuring your assets are distributed in accordance with your wishes
- Analysing, restructuring and simplifying investment portfolios
- Ensuring you are on track to achieve the life you ‘want' by analysing in detail where you are now with where you want to be
Please Contact Us if you require more information.
“I have been a client of Mark Ryan for just over 18 months. It was by chance, and may I say some good fortune, that a work colleague, suggested Mark to me, as at that time, I was experiencing some difficulty with my financial affairs, mostly pensions. After a quick phone call, an appointment was made for Mark to review my situation. I have dealt with quite a few financial advisers over the years, mostly from the large established companies, only to be promised the earth and let down badly. Mark's approach has been honest and straight forward. After looking at my finances he told me that the advice I had been given before hand was totally wrong for my attitude to risk and financial outlook. He has since put me on the right track, and worked hard to get the financial shortfall from the previous advisers redressed. This has all happened in 18 months. Communication is easy as he is always
available by phone or e-mail. Guaranteed, regular, face to face consultations are part of his service. A great hands on experience. I look forward to the next few years and beyond.
This is the first time I have ever given a reference or testimonial about anyone, but if you are reading this, believe me, you will be hard pushed to find someone who will look after you better.
”
Mr S Baird
Barry